Have you aligned your finances with your life’s purpose?
What do you want your money to do for you?
Serving clients throughout BC, AB, SK, MB, ON, with offices in Calgary & Edmonton.
We help you organize your financial life, to help you answer the big questions.
Am I on the right track?
When can I retire?
Will my money be lost to taxes?
We help you organize your financial life,
so you can live securely, invest appropriately,
retire comfortably and give generously.
What money worries are on your mind?
Am I on the right track?
That’s a good question. Any effort to save or invest in retirement is a good thing. But how do you know if you’re making the best decisions for your future? Many people don’t know for sure, and as a result, end up earning less than they could have, or paying more than they need to, or even losing what they worked hard for.
That’s why we start by understanding your “Why?” It’s starting at the best place, with your core values. We’ll help determine where your finances are now, plan for the certainty of uncertainty, and address risks so you know that you and your family are taken care of, no matter what.
Speaking with a qualified financial advisor can help you move from where you are now to where you want to be. On the right track.
When can I retire?
If we had a dollar for every time someone asked that, we could retire now. The truth is, it’s a bit different for each of us. That said, after a lifetime of hard work, you deserve an opportunity to maximize your finances so you can work less and enjoy life more. That’s where we come in. We help guide how you utilize your resources so you can live your best life possible. You have an answer to the most pressing concern: will you be okay?
Qualified financial advisors can help you say “YES, I’ll be okay!”, and help you make work optional.
Will my money be lost to taxes?
We get it. The last thing anybody wants is to lose everything to taxes when the money should go to the important things, like family, passions, and charities. Personal, enduring values. Wouldn’t you prefer to leave a legacy where you decide how your life’s work is allocated, instead of having the CRA decide it for you?
Financial advisors help you plan for a smooth transition through all of your life stages, while minimizing the amount of tax you need to pay.
Get to know our team. We‘re highly-qualified, experienced financial advisors.
Sterling Rempel
Sterling Rempel is the founder and principal advisor of Future Values. He has a special interest in responsible investments and charitable, planned giving, serving on the boards of numerous not-for-profit organizations over his career.
L Gord Williams
Gord Williams is a former Pro hockey player, serial entrepreneur, sales trainer, coach and mentor, who believes wholeheartedly in the importance of continual investment in one’s self. He’s a successful entrepreneur, avid golfer, and grandfather to 7 grandchildren.
How confident are you that your money is working for you as effectively as possible, and that all your financial affairs are in order?
Our stress-free path to fulfilling your life’s purpose.
1
Get to know each other.
We’ll chat about your goals, get to understand you, what your core values are, what motivates you, and what your financial personality is.
2
We’ll build a plan.
We’ll put a financial plan together that addresses your requirements for today, tomorrow, and into the future. Our goal is to help you cement your legacy.
3
We’ll implement the plan.
Together, we will make it happen, maintaining focus on getting you where you want to be, where your finances and purpose are aligned.
Working together, we will develop a custom plan to help with your financial independence, income sustainability, family legacy and social impact.
Working with us, you will gain peace of mind knowing that you’re going to be okay, no matter what.
Future Values is an established, award-winning financial firm uniquely equipped to assist your clients with a strategic, holistic approach to values-based wealth management.
FAQs
Can I trust Future values?
Future Values Estate and Financial Planning (est 1999), is led by Sterling Rempel. He and his team offer clients a wealth of knowledge on financial, retirement, estate, charitable gift planning, insurance, and investment options in support of established accounting practices. We acknowledge that we have a independent fiduciary responsibility favouring the client (you), as well as providing truths and facts as we have a duty of care to the insurance company as per our code of ethics.
Fiduciary Duty:
As a Certified Financial Planner® Professional, Sterling is bound by the “Best Interest of the Client” standard of care. All Certificants have a professional obligation to place their clients’ interests ahead of all others
Standards of Professional Responsibility
Principle 1: Duty of Loyalty to the Client
The Duty of Loyalty encompasses: The duty to act in the client’s interest by placing the client’s interests first. Placing the client’s interests first requires the Certificant place the client’s interests ahead of their own and all other interests; The obligation to disclose conflicts of interest and to mitigate conflicts in the client’s favour; and The duty to act with the care, skill and diligence of a prudent professional.
Principle 2: Integrity
A Certificant shall always act with integrity. Integrity means rigorous adherence to the moral rules and duties imposed by honesty and justice. Integrity requires the Certificant to observe both the letter and the spirit of the Code of Ethics.
Principle 3: Objectivity
A Certificant shall be objective when providing advice and/or services to clients. Objectivity requires intellectual honesty, impartiality and the exercise of sound judgment, regardless of the services delivered or the capacity in which a Certificant functions.
Principle 4: Competence
A Certificant shall develop and maintain the abilities, skills and knowledge necessary to competently provide advice and/or services to clients. Competence requires attaining and maintaining a high level of knowledge and skill, and applying that knowledge effectively in providing advice and/or services to clients
Principle 5: Fairness
A Certificant shall be fair and open in all professional relationships. Fairness requires providing clients with what they should reasonably expect from a professional relationship, and includes honesty and disclosure of all relevant facts, including conflicts of interest.
Principle 6: Confidentiality
A Certificant shall maintain confidentiality of all client information. Confidentiality requires that client information be secured, protected and maintained in a manner that allows access only to those who are authorized. A relationship of trust and confidence with the client can be built only on the understanding that personal and confidential information will be collected, used and disclosed only as authorized.
Principle 7: Diligence
A Certificant shall act diligently when providing advice and/or services to clients. Diligence is the degree of care and prudence expected from Certificants in the handling of their clients’ affairs. Diligence requires fulfilling professional commitments in a timely and thorough manner and taking due care in guiding, informing, planning, supervising, and delivering financial advice and/or services to clients.
Principle 8: Professionalism
A Certificant shall act in a manner reflecting positively upon the profession. Professionalism refers to conduct that inspires confidence and respect from clients and the community, and embodies all of the other principles within the Code of Ethics.